Make the equity in your
home work for you.

Using the equity in your home is a great way to finance home improvements or repairs. You can also use it to consolidate high-interest debt. Ideal for those seeking flexibility in accessing their funds, see if a Northpointe home equity line of credit (HELOC) is right for you.

Program Features

  • Variable interest rate
  • Interest only payments during the draw period
  • Self Employed borrowers can qualify their income using 12 or 24 months of personal or business bank statements instead of traditional tax returns for certain programs

First Lien


  • Maximum loan amounts up to $750,000
  • Eligible for primary residences, second homes, and investment properties
  • Minimum loan amount of $50,000

Second Lien


  • Maximum loan amounts up to $750,000
  • Eligible for primary and second homes
  • Minimum loan amount of $25,000
  • Available as a standalone or piggyback HELOC

Bridge Loan


  • Available as a first lien
  • Maximum loan amounts up to $1,000,000
  • Eligible for primary residences
  • Minimum loan amount of $50,000
Available loan programs and terms will vary by state. Loan programs subject to change without notice.
This is not a commitment to lend. All loans subject to credit review and approval. Other terms and conditions may apply.