Achieve Homeownership Sooner with Low- to No-Down Payment Options
Buying a home doesn’t have to mean waiting years to save for a large down payment. Whether you're a first-time homebuyer or looking for a more affordable path to homeownership, our flexible financing solutions make it easier to turn your homeownership goals into reality.
Explore Northpointe's low- to no-down payment programs
Receive a grant toward down payment and closing costs on the purchase of a new home.
Learn moreEligible borrowers can receive either 3.5%1 or 5%2 of the home's purchase price to cover down payment and closing costs.
Learn morePrograms that offer low down payment options and no minimum borrower contribution.
Learn more$0 down home financing options for active-duty military personnel, veterans, and their families.
Learn more$0 down home purchase financing program for buyers in eligible areas.
Learn moreThe Northpointe Bank Community Lending Program is designed to help increase home ownership in designated areas for eligible borrowers through pricing incentives and low down payment options.
Learn moreWith the ONE+ Program eligible borrowers can now put down just 1%, with the lender covering the additional 2%, allowing you to enjoy the benefits of a 3% down payment.*
Learn moreState specific programs designed to make homeownership more accessible and affordable.
Learn moreRead more on our blog
This is not a commitment to lend. All loans are subject to credit review and approval. Other terms and conditions may apply.
