Georgia Dream

One of the biggest challenges facing first-time homebuyers is having enough money for down payment and closing costs. Northpointe Bank offers several programs that can help. As a participating lender with the Georgia Dream Homeownership Program, qualified borrowers could receive a competitive fixed-rate home loan with down payment or closing cost assistance. Buying a home may be more affordable than you think..

Program Features

Programs available for first-time homebuyers, homebuyers who have not owned a home in the past three years, and those who purchase a home in certain areas
Available for conventional, VA, FHA, and USDA rural development loan programs
Minimum $1,000 borrower contribution required
Income limits and purchase price limits apply and vary by county
Homebuyer education course is required

Northpointe Bank is authorized to originate FHA, VA, and USDA loans, but it is not an agent of, or affiliated with, the U.S. Government.
All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.